Need some advice on infertility money issues...ladies/dr q???
March 06, 2008
Ok, so we originally had $15,000 inf coverage. Now its down to $9500 left. This month we are doing injectables/clomid/iui and will use $3000 roughly for that. So..we had planned on moving to ivf right away. Which at my clinic is $15,000. So I need to come up with the other $9000 to do so. So...if you were in my shoes...unexplained secondary inf..had a chemical 5 months ago...would you do two more shots of minimal stimulation with iui...then pay all the $15,000 for ivf out of pocket if iui doesn't work...or would you move right to ivf next month and shell out the $9000?
Any advice or thoughts would be appreciated...of course will be asking my doc next wk his thoughts. Does anyone know if clinics generally accept credit cards and / or payment plans? We have some of the $9000, but not all.
***************babydust to all**********
Any advice or thoughts would be appreciated...of course will be asking my doc next wk his thoughts. Does anyone know if clinics generally accept credit cards and / or payment plans? We have some of the $9000, but not all.
***************babydust to all**********
your welcome but I would. It is a hard thing to decide. The dh and I are doing the same thing also. I have really putting preggo in the back of my mind and just trying to get him health.
What are your %'s of getting preggo with what you are about to do with these shots???? What are your %'s of getting preggo doing IVF????
What are your %'s of getting preggo with what you are about to do with these shots???? What are your %'s of getting preggo doing IVF????
Angela..yes we did dbl iui a few times..but that was with my ob and wasn't monitored well. They did no ultrasound or hcg shot..so my re thinks that he can do a better job w/ monitoring it better.
Thanks, ladies..its a tough decision. Dh wants to try all 3 cycles of iui..but we need to see what the doc says next wk. I just don't want to waste the infertility $....
Thanks, ladies..its a tough decision. Dh wants to try all 3 cycles of iui..but we need to see what the doc says next wk. I just don't want to waste the infertility $....
Sweetie it is your and the dh's decision. My heart goes out to you and I support you 100%. This is hard to matter what. I'm here for you and I know you are here for me. Money is a concern and plus making the right decision. I understand how you feel we are dealing with it also. You are in my prayers and sending you ***babydust***
Ok, so now I'm reading on the website of my ivf clinic (we are using a satelite dr. and only going to the actual clinic for retreival & transfer)...anyways..they have a $ back warranty program. You get a portion..I thought my doc said almost 50% back if you don't get pregnant. BUT that is only good if you aren't submitting to insurance.
So, back to the drawing board.....
So, back to the drawing board.....



March 06, 2008